Please help me understand how to accurately calculate PTO for the following scenario: An employee is eligible for: 32 hrs PTO after the 1st year of service 64 hrs of PTO after the 2nd year of service 72 hrs of PTO after the 3rd year of service PTO is awarded on Jan 1 each year. No limit to accrual or banked PTO How do I calculate total PTO earned after 5 years of service for an employee who starts employment on July 1st? (July 1st is just an example. We have many employees who started mid-year) Thanks you for the assistance.